Savings Accounts and C.D.s

Savings accounts are limited by law to 6 debits / checks per month.

Regular Savings

Whether you are looking to tuck a little money away each paycheck for future needs or simply need a safe place for your money to grow, our regular savings account is perfect. Enjoy unlimited deposits; earn interest on your savings and the ability to withdraw anytime.

  • $100.00 Minimum Deposit to open an account
  • $2.00 monthly maintenance fee waived with $300.00 average daily balance
  • Three (3) withdrawals per month free; $2.00 each additional withdrawal
  • Free Online Banking
  • Free Mobile Banking

*Quarterly statements

*Accounts with electronic (ACH) activity or phone transfers require monthly statement

Minor Savings

It’s important to teach children to save at an early age, and our Minor Savings provides just the right account! Minor Savings are opened with an adult co-owner, then kids under 21 years of age enjoy a waived monthly service fee and no required minimum balance.

  • $20.00 Minimum Deposit to open an account
  • Three (3) withdrawals per month free; $2.00 each additional withdrawal
  • Free Online Banking
  • Free Mobile Banking
  • Quarterly statements

*Accounts with electronic (ACH) activity or phone transfers require monthly statement

Holiday Savings

Our Holiday Savings Account provides a sure way to put more savings into your holiday stockings!

We help make savings easy-simply set up an automatic transfer from your deposit each month or deposit extra cash through the year. Then, in November, you’ll receive a check in the mail and be ready to start your holiday shopping!

  • $25.00 Minimum Deposit to open an account
  • Deposit up to $5000.00 prior to November 1st each year
  • Early withdrawal prior to November 1st forfeits all interest
  • No Monthly Maintenance Fee
  • Annual Statement
  • Free Online Banking
  • Free Mobile Banking

*Accounts with electronic (ACH) activity or phone transfers require monthly statement
Holiday Savings not offered at all locations. Please call or visit your local branch for more information.

Certificate of Deposit

Want to put your hard earned savings away and know they are safely insured? Our certificates of deposit earn a guaranteed interest rate and are FDIC-insured up to at least $250,000.

Safely reach your savings goals by selecting from our variety of CD terms.

  • $500.00 Minimum Deposit to open an account.
  • $500.00 Minimum Balance Requirement to obtain the disclosed Annual Percentage Yield (APY)
  • Free Online Banking
  • Free Mobile Banking

*Early Withdrawal Penalty may apply

Individual Retirement Account (IRA)

We all look forward to retirement and our IRAs will help you get there with a nest egg in tow! We offer Traditional and Roth IRAs.

Our IRAs function like a savings account…no need to continually deal with the hassle of paperwork when you open and close IRA certificates of deposit. Make your investment and get on with your busy life!

  • $100.00 Minimum Deposit to open an account
  • One free IRA Transfer/Rollover per year, then $25.00 annually

Health Savings Account (HSA)

Looking for a way to save money for individual and family medical expenses? An HSA lets you take control of your healthcare dollars. Your insurance agent can help you determine if you have a qualifying High Deductible Health Care Plan (HDHP).

An HSA is a tax-exempt savings account established specifically for the purpose of paying current and future qualified medical expenses.

  • $100.00 Minimum Deposit to open an account

*Quarterly statements

*Accounts with electronic (ACH) activity or phone transfers require monthly statement
Health Savings not offered at all locations. Please call or visit your local branch for more information.