Our bank’s roots run deep in agriculture. We are a third-generation, family-owned bank, with a management team with vast understanding of Ag production and farm ownership. All the markets we serve are rural, Ag-based communities.
We believe that agriculture is the backbone of our communities and our nation. Let one of our experienced Ag lenders assist you in all your farm’s financial needs.
Agricultural Banking Products & Services
- Checking Accounts
- Savings and Time Deposits (also known as CDs)
- Loans
- Online Banking
- Cash Management Services
- Remote Deposit Capture
- Secure Email
Easy Checking
Ideal for customers who like to maintain a low balance, write a limited number of checks, and do most of their banking with a debit card.
- $100 minimum deposit to open an account
- No minimum balance required
- No monthly service charge
- Write 10 checks/paper debits per monthly statement at no charge, then only $0.33/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per month
Ask how you can take advantage of the following services available with our deposit products.
- Debit card
- Online banking
- Mobile banking
- Bill pay
Classic Checking
This account offers a blend of new technology and classic banking features for those who write an average number of checks.
- $100 minimum deposit to open an account
- $8 monthly service charge is waived with $1,500 minimum daily balance
- Write 50 checks/paper debits per monthly statement at no charge, then only $.23/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per month
Ask how you can take advantage of the following services available with our deposit products.
- Debit card
- Online banking
- Mobile banking
- Bill pay
My Business Checking
This account is for businesses and organizations such as Sole Proprietor accounts, Agricultural accounts and DBA’s which write a limited number of checks and limited deposit activity.
- $100 minimum deposit to open an account
- $10 monthly service charge waived with $1000 minimum daily balance.
- Write 40 checks/ paper debits per monthly statement at no charge, then only $.16 per check/paper debit after 40
- Unlimited ACH and POS Transactions
The following services are available to approved customers through Online Banking and Cash Management services including:
- ACH Origination
- Wire Transfers
- Remote Deposit Capture
- Merchant Processing
- Paper Statement Available: $2.25 per month
Ask how you can take advantage of the following services available with our deposit products.
- Debit card
- Online banking
- Mobile banking
- Bill pay
Commercial Checking
This account is for the established business with a higher number of transactions. They enjoy the ability of an Earnings Credit to offset fees associated with their daily business routine. The close contact with their Personal Banker and the customer service we provide is important to commercial checking customers.
- $100 minimum deposit to open an account
- $14.98 monthly service charge.
- Checks/paper debits $ .16 per item
- Checks deposited $.09 per Item
- Unlimited ACH and POS Transactions
- Paper Statement Available: $2.25 per month
Accounts will be setup in Account Analysis to allow for Earnings Credit*.
Earning Credit may offset, but not exceed charges for:
- ACH origination
- Remote Deposit Capture
- Wire Transfers
*Earnings credit rate is set by the bank and adjusted periodically.
*Negative collected Balance charge – GNBank Base Rate plus 2% on average negative collected balance.
The following services are available to approved customers through Online Banking and Cash Management services including:
- ACH Origination of Direct Deposit or Electronic Payments to Vendors
- Wire Transfers
- Remote Deposit Capture
- Merchant Processing
- Business Debit Cards
- Business Credit Cards
Paper Statement Available: $2.25 per month
Money Market
Our Money Market tiered interest rates allow you to improve your earnings as your balance increases.
Portion of you Daily Balance:
Tier: Interest Rate:
-
Tier 1 Below $50,000 See Current Rate Chart
Tier 2 Equal to or greater than $50,000.00, but less than $100,000.00 See Current Rate Chart
Tier 3 Equal to or Greater than $100,00 See Current Rate Chart
- $1500 minimum deposit to open an account
- $15 monthly service charge is waived with $2500 minimum daily balance
- Free personalized checks – 1 free box per year of green Custom Creation checks in choice of wallet or duplicate style
- Free electronic or paper statement
- Six(6) checks/debit transactions per month. $10 per month fee if transactions exceed six (6)
- Withdrawals in person, by mail or at the GNBank ATM are unlimited
Interest Earnings: See Current Rate Chart
Types of Loans
We offer a wide variety of loans to meet all of our customers needs. From buying a home or starting a business, to running a farm or purchasing a vehicle, we’re here to help! Check our following loan options:
- Vehicle
- Commercial Real Estate
- Operating Lines of Credit
- Commercial and Industry Loans
- Agriculture
- Operating/Production
- Equipment
- Livestock
- Agriculture Real Estate
Online Banking:
Now you can manage all your accounts in a secure environment at your convenience! With GNBank Online Banking you are able to conduct all your bank business at your convenience, 24 hours a day, 7 days a week. Just click on the “Online Banking” button on the GNBank homepage to get started!
Cash Management Services
GNBank also offers a variety of Cash Management Services, including sweep accounts, wire transfers and lockboxes. For detailed information and applicable fees on Cash Management Services, please contact your local GNBank branch.
Remote Deposit Capture
Deposit your checks from the safety and security of your office! No need to take valuable time away from running to the bank to make sure your checks are deposited before the end of the business day! GNBank’s Remote Deposit Captures will save you time and money. Contact your local GNBank branch today to get set up and deposit your checks when you want!