Easy Checking
Ideal for customers who like to maintain a low balance, write a limited number of checks, and do most of their banking with a debit card.
- $100 minimum deposit to open an account
- No minimum balance required
- No monthly service charge
- Write 10 checks/paper debits per monthly statement at no charge, then only $0.33/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per month
Ask how you can take advantage of the following services available with our deposit products.
- Debit card
- Online banking
- Mobile banking
- Bill pay
Classic Checking
This account offers a blend of new technology and classic banking features for those who write an average number of checks.
- $100 minimum deposit to open an account
- $8 monthly service charge is waived with $1,500 minimum daily balance
- Write 50 checks/paper debits per monthly statement at no charge, then only $.23/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per month
Ask how you can take advantage of the following services available with our deposit products.
- Debit card
- Online banking
- Mobile banking
- Bill pay
CommonCents Checking
This account is for customers who like the ease of using a debit card plus earn interest on this account.
It is easy to qualify! Most account holders already meet the following monthly statement qualifications:
- Have at least 15 debit card purchases (POS) post and clear per statement*
- Have at least one ACH direct deposit or automatic payment post and clear per statement*
Once qualified:
- You earn $0.10 each swipe after the first 15 POS debit card purchases | maximum $15 per statement
- Maintain a minimum daily balance of $10,000 each day to earn the disclosed annual percentage yield
- ATM fee reimbursements up to $4.99 per transaction | not to exceed $10 per statement
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$100 Minimum Deposit to open an account
No monthly service charge
Unlimited checks per monthly statement
Unlimited ACH and POS transactions
Free electronic statement
Paper statements available $2.25 per statement
*Qualifying transactions must post and clear the account each monthly statement. Transactions may take one or more business days from the transaction date to post to an account. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debt card transactions. Intra-bank transfers do not count as qualifying ACH transactions. Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions.
ATM fee reimbursements require qualifications be met.
Interest Earnings: See Current Rate Chart. Fees may reduce earnings.
Prosperity Checking
Life gets better with age. If you are age 60 or older, this may be your account.
- $100 minimum deposit to open an account
- Requires one direct deposit per month
- No monthly service charge or minimum balance required
- Unlimited check writing
- Unlimited checks ACH and POS transactions per monthly statement
- Free electronic or paper statement
- Free personalized Custom Creation wallet or duplicate checks – limit two (2) orders per year
**See Truth in Savings disclosure for more information
Interest NOW Checking
Earn a competitive interest rate while enjoying unlimited check writing! Keeping a moderate balance allows the service charge to be waived. Individuals, Sole Proprietorships*, Government Agencies, and Non-Profit Organizations qualify for a NOW account.
- $100 Minimum Deposit to open an account
- $10 monthly service charge waived with $2,500 minimum daily balance
- Unlimited checks per monthly statement
- Unlimited ACH and POS transactions
- Free electronic statement
- Paper statement available $2.25 per month
Interest Earnings: See Current Rate Chart
Money Market
Our Money Market tiered interest rates allow you to improve your earnings as your balance increases.
Portion of you Daily Balance:
Tier: Interest Rate:
-
Tier 1 Below $50,000 See Current Rate Chart
Tier 2 Equal to or greater than $50,000.00, but less than $100,000.00 See Current Rate Chart
Tier 3 Equal to or Greater than $100,00 See Current Rate Chart
- $1500 minimum deposit to open an account
- $15 monthly service charge is waived with $2500 minimum daily balance
- Free personalized checks – 1 free box per year of green Custom Creation checks in choice of wallet or duplicate style
- Free electronic or paper statement
- Six(6) checks/debit transactions per month. $10 per month fee if transactions exceed six (6)
- Withdrawals in person, by mail or at the GNBank ATM are unlimited
Interest Earnings: See Current Rate Chart