Regular Savings
Whether you are looking to tuck a little money away each paycheck or simply need a safe place for your money to grow, our Regular Savings account is perfect. Enjoy unlimited deposits; earn interest on your savings and the ability to withdraw anytime.
- $100 minimum deposit to open an account.
- $2 monthly service charge waived with $300 minimum daily balance
- Three (3) withdrawals per month free; $2 each additional withdrawal
- Withdrawals and inquiries at a non GNBank ATM are subject to foreign ATM fees
- Quarterly statements*
*Accounts with electronic (ACH) activity or phone transfers require monthly statement
Interest Earnings: See Current Rate Chart
Minor Savings
It’s important to teach children to save at an early age, and our Minor Savings provides just the right account! Individuals under 21 years of age enjoy a waived monthly service fee and no required minimum balance.
- $20 minimum deposit to open an account
- Three (3) withdrawals per month free; $2 each additional withdrawal
- No monthly service charge and no minimum balance required
- Quarterly statements*
*Accounts with electronic (ACH) activity or phone transfers require monthly statement
Interest Earnings: See Current Rate Chart
Christmas Club Savings
Our Christmas Club Savings account provides a sure way to put more savings into your holiday stockings!
We help make saving easy, simply set up an automatic transfer from your deposit each month or deposit extra cash through the year. Then, in November, you will receive a check in the mail and be ready to start your holiday shopping!
- $25 minimum deposit to open an account
- Deposit up to $5000 prior to November 1st each year
- Early withdrawal prior to November 1st forfeits all interest, and account will be closed
- No monthly service charge and no minimum balance required
- Annual Statement*
*Accounts with electronic (ACH) activity or phone transfers will receive monthly statement
Interest Earnings: See Current Rate Chart
Time Deposits (also known as CDs)
Want to put your hard earned savings away and know they are safely insured? Our Time Deposits earn a guaranteed interest rate and are FDIC-insured up to at least $250,000.
Safely reach your savings goals by selecting from our variety of Time Deposit terms.
- $500 minimum deposit to open an account.
- Ask how you can take advantage of the following services:
- Online Banking
- Mobile Banking
*Early Withdrawal Penalty may apply
Individual Retirement Account (IRA)
We all look forward to retirement and our IRAs will help you get there with a nest egg in tow! We offer Traditional and Roth IRAs.
Our IRAs function like a savings account…no need to continually deal with the hassle of paperwork when you open and close IRA certificates of deposit. Make your investment and get on with your busy life!
- $100 minimum deposit to open an account
- One Free per year, each additional transfer is $30
*$100 minimum balance required
Health Savings Account (HSA)
Are you looking for a way to save money for individual and family medical expenses? An HSA lets you take control of your healthcare dollars. Your insurance agent can help you determine if you have a qualifying High Deductible Health Care Plan (HDHP).
An HSA is a tax-exempt checking account established specifically for the purpose of paying current and future qualified medical expenses.
- $100 minimum deposit to open an account
- No minimum balance required
- Free electronic or paper statement
Interest Earnings: See Current Rate Chart