GNBank brings you community banking at its best!
GNBank has been committed to serving our customers and communities well since 1918. We are a full-service bank, big enough to handle all your banking needs and small enough to provide you with that personal touch you’ve grown to expect from a community bank.
Family-owned and operated, GNBank is committed to providing you with the highest quality financial services in a friendly, personal way. We have expertise in agricultural, business, residential, and consumer financial services and the technology to deliver products and services at your convenience.
The Bank’s Board, Ownership, and Staff have a four-pillar pledge we strive to uphold on a daily basis:
- Treat Others Ethically
- Be Adaptable
- Center our Focus on Customers
- Invest our Time and Resources in our Communities
We are proud to call thirteen communities in Kansas and two in Southeastern Colorado our home where we live, work, and help our hometowns thrive.
Our staff knows and understands the needs of our local communities because we work and raise our families in them. We believe in giving back by volunteering our time and sharing our financial resources to help our communities thrive.
We strive daily to grow our reputation as “The Best Place to Bank and Borrow.” Thank you for placing your trust in us for your financial services.
Bauer - 5 Star Rating
Regional Housing Champion Award
GNBank Receives Regional Housing Champion Award
Bank selected for their commitment to improving housing opportunities in Kansas
GNBank, headquartered in Girard, Kansas, received the Regional Housing Champion Award on September 29th, 2025, at the FHLBank Topeka regional meeting.
Since 2021, GNBank has utilized FHLBank Topeka TurnKey programs to provide $138,500 in down payment and closing cost assistance to make the dream of homeownership a reality for 14 households. To further support their community, GNBank utilized reduced rate advances through our Community Development Program to support 14 community development projects and retain 48 jobs.
Their commitment to supporting Native Americans is also noted with participation in FHLBank’s Native American Housing Initiatives (NAHI) Grant Program partnering on a $500,000 grant to Kickapoo Housing Authority to provide repair assistance to approximately 20 homeowners to make their aging homes safe and livable. Additionally, through the Lending Enhancement Advance Program (LEAP), GNBank received a reduced rate advance to support Native American Tribal lending in their community.
Alongside its core mission of providing liquidity to members in support of local communities, FHLBank Topeka is also committed to supporting affordable housing and community development. In 2025, it allocated 15 percent of its income for grant funds that fuel these community-building efforts.
“GNBank is truly honored to receive FHLBank Topeka’s Kansas Regional Housing Award. FHLBank Topeka’s housing programs have been essential in helping the rural communities across Kansas that we serve to develop much needed affordable housing as well as community services and resources,” said Mark Schifferdecker, President and CEO of GNBank. “Earlier this year, we were able to help provide assistance to one of our local Native American tribes due to their programs. The FHLBank Topeka staff does an excellent job guiding both our bank staff and our customers through the entire process. The extent of impact these housing programs have had upon our Kansas communities is immeasurable. Kansas is a much better place to call home because of FHLBank Topeka’s housing programs.”
About FHLBank Topeka:
FHLBank Topeka is one of 11 Federal Home Loan Banks that accesses the capital markets to provide liquidity and funding for its member banks, thrifts, credit unions, insurance companies and community development financial institutions. FHLBank Topeka is a strong, reliable source of liquidity for 655 financial institutions in Colorado, Kansas, Nebraska and Oklahoma, who are members of its cooperative.