Our Bank’s roots run deep in agriculture.
We are a third-generation, family-owned bank with a management team with a vast understanding of Ag production and farm ownership. We believe that agriculture is the backbone of our communities and our nation. So let one of our experienced Ag lenders assist you with all your farm’s financial needs.
Easy Checking
Ideal for customers who like to maintain a low balance, write a limited number of checks, and do most of their banking with a debit card.
- $100 minimum deposit to open an account
- No minimum balance required
- No monthly service charge
- Write 10 checks/paper debits per monthly statement at no charge, then only $0.33/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per statement
Classic Checking
This account offers a blend of new technology and classic banking features for those who write an average number of checks.
- $100 minimum deposit to open an account
- $8 monthly service charge is waived with a $1,500 minimum daily balance
- Write 50 checks/paper debits per monthly statement at no charge, then only $.23/per item
- Unlimited ACH and POS Transactions
- Paper statement available $2.25 per statement
My Business Checking
This account is for businesses and organizations such as Sole Proprietor accounts, Agricultural accounts, and DBA accounts, which write a limited number of checks and limited deposit activity.
- $100 minimum deposit to open an account
- $10 monthly service charge waived with a $1,000 minimum daily balance.
- Write 40 checks/ paper debits per monthly statement at no charge, then only $.16 per check/paper debit after 40
- Unlimited ACH and POS Transactions
Commercial Checking
This account is for established businesses with a higher number of transactions. They enjoy the ability of an Earnings Credit to offset fees associated with their daily business routine. Having a bank that knows them and their business needs is important to commercial checking customers.
- $100 minimum deposit to open an account
- $14.98 monthly service charge
- Checks/paper debits $0.16 per item
- Checks deposited $0.09 per Item
- Unlimited ACH and POS Transactions
- Paper Statement Available: $2.25 per statement
Accounts will be set up in Account Analysis to allow for Earnings Credit*.
- Earning Credit may offset, but not exceed, charges for:
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- ACH origination
- Remote Deposit Capture
- Wire Transfers
*Earnings credit rate is set by the bank and adjusted periodically.
*Negative collected Balance charge – GNBank Base Rate plus 2% on average negative collected balance.
Business Money Market
Our Money Market has three interest tiers that improve your earnings as your balance increases. The interest rate is paid on the portion of the balance within each tier.
Tiers
- Tier 1: Below $50,000
- Tier 2: Equal to or greater than $50,000 but less than $100,000
- Tier 3: Equal to or greater than $100,000
- $1,500 minimum deposit to open an account
- $15 monthly service charge is waived with a $2,500 minimum daily balance
- Free personalized Money Market specialty checks – limit one (1) order per year
- Free electronic or paper statement
- Six checks/debit transactions per month. $10 per month fee if transactions exceed six
- Withdrawals in person, by mail, or at the GNBank ATM are unlimited