GNBank Business Cash Management Services
GNBank's Cash Management Services offers commercial banking customers flexibility. This service allows you to access your accounts and transactions, originate routine banking transactions, wire transfers, ACH transactions, make payments and retrieve statements.
- Remote Deposit Capture
- Business Online Banking
- Business Bill Pay
- ACH Origination
- Positive Pay
- Secure Tokenization
- Enhanced Reporting
For detailed information and applicable fees on Cash Management Services, please contact your nearest GNBank location.
Remote Deposit Capture
No more worries about making it to the bank on time!
You can make deposits to your GNBank account without leaving your office. Save time and money with Remote Deposit Capture. Deposits can be submitted throughout the day at your convenience. Scan check images for deposit to your checking account using a computer, a check scanner, and access to the Internet.
What happens to the checks once they are scanned?
- Once the checks are scanned, you should store them for 90 days, after which time they are to be destroyed.
What does it cost?
- Monthly fees cover the cost of the certified scanner, software, support, and supplies.
How do I get started?
- We need to better understand your deposit needs. Once we complete the account assessment, we will provide on-site training for you and your employees and assist with the setup. Then, you are ready to enjoy the efficiency of Remote Deposit Capture!
Approval Required. Contact your nearest location for additional information.
Business Online Banking
Whether you’re a small business or a large regional company, we provide the tools to help you manage your business effectively and efficiently!
GNBank’s Business Online Banking allows you to create the proper setup for you and your business. For example, with user management, you can establish single or multiple login IDs for your authorized employees, reset passwords, update user information, and grant and restrict account access.
We also offer various types of payment methods that are exclusive to approved Business Online Banking customers.
Business Bill Pay
Enjoy true control and total convenience with GNBank’s Business Bill Pay. Pay bills, delegate tasks, run reports, and more, all in one place!
You can manage your back-office duties and run your business more efficiently. For example, you can pay multiple invoices simultaneously, approve transactions, set up recurring payments, delegate tasks and set permission controls, track spending, and more.
ACH Origination
Automated Clearing House (ACH) services are dependable for initiating electronic payments and collecting funds. In addition, ACH payments allow users to transfer money from one account to another through the ACH network, reducing risk and providing speed and efficiency to support your business needs.
ACH Origination can serve as a solution to the following business needs:
- Direct Deposit
- Pre Authorized Debits
- Cash Concentration
- Vendor Payments
Approval Required. Contact your nearest location for additional information.
Positive Pay
Positive Pay is a business feature that helps minimize or eliminate fraud, prevent losses, and simplify your account reconciliation. Service is available for both check and ACH transactions.
ARP-Account Reconciliation Plan is an automated service that organizes check and ACH information – both paid and outstanding - allowing you to reconcile accounts efficiently and expediently.
The Positive Pay system electronically compares daily business-issued checks with existing check records. When a check is presented and does not match the provided record, it is flagged as an exception and referred back to you for a payment decision.
Approval Required. Contact your nearest location for additional information.
Secure Tokenization
For added security, tokens provide an additional layer of authentication for your authorized employees. Users are prompted to enter a six-digit code from their token device during login. If the wrong credential code is entered, access to online banking is denied, and your funds remain secure.
Enhanced Reporting
We offer several types of reports to monitor incoming and outgoing transactions within your accounts. Use the Reports feature to view available reports on certain transactions, helping to prevent errors and make bookkeeping easy.
You can find step-by-step instructions in our Commercial Cash Management Digital Banking Guide.