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Use your debit card. Earn interest. Get rewarded.
CommonCents Checking is for customers who like the ease of using a debit card and the ability to earn interest.
After meeting the necessary requirements to open a CommonCents checking account, it is up to you to fulfill the monthly statement requirements to earn benefits.
It’s easy to qualify! Most account holders already meet the following monthly statement qualifications:**
- Have at least 15 debit card purchases (POS) post and clear per statement
- Have at least one ACH direct deposit or automatic payment post and clear per statement
Once qualified:
- You earn $0.10 each swipe after the first 15 POS debit card purchases | maximum $15 per statement
- Maintain a minimum daily balance of $10,000 each day to earn the disclosed annual percentage yield
- ATM fee reimbursements up to $4.99 per transaction | not to exceed $10 per statement
- $100 Minimum Deposit to open an account
- No monthly service charge
- Unlimited checks per monthly statement
- Unlimited ACH and POS transactions
- Free electronic statement
- Paper statements available $2.25 per statement
**See Truth in Savings Disclosure for more information
Ready to take the next step? Please contact us or visit your nearest location, and we will be glad to help!