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Customer Education

Resources to keep you informed

GNBank is committed to providing financial education programs and resources for our customers, helping strengthen the economic well-being of our community.
We all get spammy texts, but if it looks and sounds like your bank? Here's one way to tell that it's a scam.

Have you ever received an Email that appeared to be from your bank but asked you to click a suspicious link? Nice try, scammer!

Learn more from our informational video.
GNBank wants to warn our customers about phony telephone calls and automated messages (robocalls) that purport to be from GNBank. This fraudulent activity, known as “phishing” attempts to acquire sensitive information, such as account numbers, passwords, or PIN numbers, to access financial accounts. These “phishing” scammers have only phone numbers and geographic information. They do not have any personal financial information! We want to inform you that GNBank would never telephone you to verify or obtain your account or debit card information.

Finally, please do not give out personal information over the phone or release information online!

GNBank recommends that customers:
  • Never provide personal information, including financial account details and Social Security Numbers, to anyone unknown to them.
  • Use great caution before providing personal information that could be used to access financial accounts through Email or the Internet.
  • Never provide account information over the phone when contacted unexpectedly by someone claiming to be from a bank or credit union; follow up with the institution by phone or in person.
  • Safeguard passwords, PIN numbers, and other account-accessing details or codes; never write that information on credit/debit cards or carry it in a wallet or purse.
  • Save on Identity Theft Protection through our Advantage Benefits.
Since 1933, the FDIC seal has symbolized the safety and security of our nation’s financial institutions. FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country and is backed by the full faith and credit of the United States government. FDIC deposit insurance coverage depends on (1) whether your chosen financial product is a deposit product; and (2) whether your bank is FDIC-insured.
The FDIC Covers
  • Checking accounts
  • Negotiable Order of Withdrawal (NOW) accounts
  • Savings accounts
  • Money Market Deposit Accounts (MMDAs)
  • Time deposits such as certificates of deposit (CDs)
  • Cashier’s checks, money orders, and other official items issued by a bank
Coverage Limits
The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Therefore, depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met. All deposits an account holder has in the same ownership category at the same bank are added together and insured up to the standard insurance amount.

For Additional Information from the FDIC 
Calculate Insurance Coverage Using EDIE

The Electronic Deposit Insurance Estimator – EDIE – is an online tool that’s simple and easy to use. To calculate your deposit insurance coverage, use EDIE at FDIC Insurance Calculator

Read more about FDIC insurance online at Understanding Deposit Insurance is an official Office of the Comptroller of the Currency (OCC) website established to help you find answers to your questions regarding national banks and federal savings associations.

The OCC, an independent bureau of the U.S. Department of the Treasury, manages this site. The OCC charters, regulates, and supervises all national banks, federal savings associations, and federal branches and agencies of foreign banks.